PROUD CONSUL

Every September, parents breathe a sigh of relief, kids roll their eyes and accountants secretly admire the perfect alignment of freshly printed timetables. The new school year reminds us of a truth older than the abacus: Education is never really free.      Sure, state schools give us the “starter pack” - reading,   writing, counting and the ability to find the cafeteria. But when it comes to professional life in finance , that’s just the tutorial level.   Here’s the hard re